Updated on January 2, 2014.

Please read the Subscriber Agreement and Terms of Use se Terms (the “Agreement”) carefully before using http://cefoutlook.com (“the Site”) operated by Smith Group, Inc. (SGI, “us”, “we”, or “our”). By using the Site, establishing an account and/or purchasing the Subscription, you agree to be bound by these Terns of Use.

The Subscription and the website at http://www.cefoutlook.com (the "Site") and their related content are provided to you "as is" and on an “as available” basis and without guarantee. SGI and our data and content providers (collectively, the "Information Providers") make no representations or warranties of any kind in connection with the subject matter of the Subscription or about the accuracy, completeness and suitability of the information or any graphics contained in the Subscription for any purpose. Use of the Subscription is at your own risk.

I.   Changes to Subscriber Agreement. We may change the terms of this Agreement at any time by notifying you of such changes in writing or electronically. The changes also will appear in this document, which you can access at any time through the link at the bottom of an email or page from the Subscription. You signify that you agree to be bound by such changes by using the Subscription after changes are made to this Agreement.

II.   Privacy and Your Account. Registration data and other information about you are subject to our Privacy Policy. If your access to the Subscription has been provided by or through a third party (for example, your employer) (a "Third Party"), the Third Party may have provided us with information about you to enable us to provide you with access to the Subscription and distinguish you from other subscribers (such as your email address or name). If you access the Subscription using a password, you are solely responsible for maintaining the confidentiality of that password. You agree to notify us promptly if you change your address or email so we can continue to contact you and send any notices required hereunder. If you fail to notify us promptly of a change, then any notice we send to your old address or email shall be deemed sufficient notice.

III.   Fees and Payments. You agree to pay the subscription fees and any other charges incurred in connection with the Subscription (including any applicable taxes) at the rates in effect when the charges were incurred. We will bill all charges automatically to your credit card. subscription fees will be billed at the beginning of your Subscription or any renewal. If you cancel your annual Subscription within the first 30 days (i.e., during the free trial period), you will receive a full refund. We may change the fees and charges then in effect, or add new fees or charges, by giving you notice in advance. You are responsible for any fees or charges incurred to access the Subscription through an Internet access provider or other third-party service.

IV.   Renewal. The Subscription will renew automatically, except as set forth below or unless we terminate it in accordance with this Agreement. For annual subscriptions, we will notify you of the pending renewal of the Subscription at least 30 days prior to the date the Subscription renews, except as otherwise required by law. You must cancel the Subscription before it renews in order to avoid billing of subscription fees for the renewal term to your credit card. We will accept notification of your decision not to renew by e-mail (receipt of which must be confirmed by email reply from us).

V.   Exceptions for Various Types of Subscribers; Other Users. If your access to the Subscription is provided by, or through a Third Party, some or all of the "Fees and Payments" and "Renewal" terms may not apply to you. Please contact the Third Party or our Customer Service department for details. If you access the Subscription as part of a free trial or otherwise without becoming a subscriber, you are hereby notified that all of the terms and conditions of this Subscriber Agreement, except the section labeled "Fees and Payments" and "Renewal", apply to your use and access of the Subscription.

VI.   Limitations on Use. The text, graphics, images, video, design, organization, compilation, look and feel, advertising and all other protectable intellectual property (the "Content") available through the Subscription is our property or the property of our advertisers and licensors and is protected by copyright and other intellectual property laws. Your access and use of the Subscription is limited as follows:

a.   Only one individual may access the Subscription at the same time using the same user name or password, unless we agree otherwise.

b.   You may not forward, distribute, publish, sell, or otherwise provide access to the emails or Content received through the Subscription to anyone, including, if applicable, to your fellow employees.

c.   You may not rearrange or modify the Content. You may not create abstracts from, scrape or display headlines from the Content for use on another web site or service. You may not post any Content to weblogs, newsgroups, mail lists or electronic bulletin boards, without our written consent.

d.   You may not use the Subscription for any unlawful purpose. We reserve the right to terminate or restrict your access to the Subscription if, in our opinion, your use of the Subscription may violate any laws, regulations or rulings, infringe upon another person's rights or violate the terms of this Agreement.

VIII.   Disclaimers of Warranties and Limitation on Liability. You agree that your use of the subscription and the content available through the subscription is on an “as-is”, “as available” basis and we and our Information Providers specifically disclaim any representations or warranties, expressed or implied, including, without limitation, any representations or warranties of merchantability or fitness for a particular purpose. In addition, SGI and its Information Providers make no representations or warranties of any kind in connection with the subject matter included on or the use of the Site, and use of the Site is subject to the disclaimers, terms and conditions of use found at the Site.

SGI is not registered as a securities broker-dealer or investment adviser with any jurisdiction and is not providing any personalized financial, investment or tax advice. SGI cannot assess or guarantee the suitability of any particular investment to any personal situation. Accordingly, you bear complete responsibility for your own investment, financial, and tax research and decisions. The Subscription is provided solely for informational purposes, and does not constitute an offer or solicitation to buy or sell any securities. All opinions expressed and information and data provided therein are subject to change without notice. We do not undertake any duty or obligation to update any content of the Subscription to reflect current market conditions or other changes.

IN NO EVENT WILL ANY OF THE SGI PARTIES BE LIABLE FOR ANY DAMAGES OR LOSSES RESULTING FROM ANY INVESTMENT, FINANCIAL, OR TAX DECISIONS YOU MAKE AS A RESULT OF ACCESSING OR USING THE SUBSCRIPTION.

By using the Subscription, you accept the foregoing disclaimers and limitations on liability and you assume all risks associated with such use (including without limitation, risk of investment losses, risk to your computer, software or data being damaged by any virus transmitted or activated via the Subscription or material that may be included within or accessed from the Subscription). Further, the presence of any hyperlinks from the Subscription to other websites operated by parties other than SGI does not imply any kind of endorsement of the content on such websites by SGI or its Information Providers or any association with the owners or operators of such websites, and the views expressed at such websites that may be linked through the Subscription are not necessarily the views of SGI, its Information Providers or their employees. Such hyperlinks are provided for information and reference purposes only and SGI is not responsible for the availability of these external websites or for any of the contents, advertising, products, or other materials on such websites. Any concerns regarding any hyperlink should be directed to the respective website owner.